Where is a fixture filing recorded?

Where is a fixture filing recorded?

• A. Local county recorder of real property
• B. Secretary of State
• C. Tax assessor's office
• D. City Clerk

Answer: (A)

When a security interest attaches to fixtures, perfection is achieved by filing in the real property records of the county where the property sits. Fixtures are tied to real estate, so the local county recorder of real property is the proper place to record a fixture filing, ensuring notice and priority against other claimants who might later deal with the real estate. Filing with the Secretary of State typically covers movable personal property, not fixtures embedded in real property. The tax assessor’s office and the city clerk handle other real property or municipal functions, not fixture perfection. For example, a loan secured by lights or a boiler installed in a commercial building would be perfected by filing in the building’s county real property records.

When a security interest attaches to fixtures, perfection is achieved by filing in the real property records of the county where the property sits. Fixtures are tied to real estate, so the local county recorder of real property is the proper place to record a fixture filing, ensuring notice and priority against other claimants who might later deal with the real estate. Filing with the Secretary of State typically covers movable personal property, not fixtures embedded in real property. The tax assessor’s office and the city clerk handle other real property or municipal functions, not fixture perfection. For example, a loan secured by lights or a boiler installed in a commercial building would be perfected by filing in the building’s county real property records.